Foundation Models for Credit Risk Prediction: A Game Changer?
信贷风险预测的基础模型:变革性突破?
Bart Baesens, Andreas Goethals, Stefan Lessmann, Simon De Vos, Cristián Bravo, David Martens, Victor Medina-Olivares, Christophe Mues, Maria Oskarsdóttir, Seppe vanden Broucke, Tony Van Gestel, Tim Verdonck, Wouter Verbeke
机构
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Faculty of Economics and Business, KU Leuven, Belgium(比利时库勒万大学经济与商业学院)
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School of Business and Economics, Humboldt University of Berlin, Germany(德国洪堡大学商学院)
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Department of Statistical and Actuarial Sciences, Western University, Canada(加拿大西部大学统计与精算科学系)
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Department of Engineering Management, University of Antwerp, Belgium(比利时安特卫普大学工程管理系)
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Business School, University of Edinburgh, United Kingdom(英国爱丁堡大学商学院)
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Business School, University of Southampton, United Kingdom(英国南安普顿大学商学院)
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School of Mathematical Sciences, University of Southampton, United Kingdom(英国南安普顿大学数学科学学院)
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Department of Business Informatics and Operations Management, Ghent University, Belgium(比利时根特大学商业信息与运营管理系)
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Department of Mathematics, University of Antwerp, Belgium(比利时安特卫普大学数学系)
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Department of Mathematics, KU Leuven, Belgium(比利时库勒万大学数学系)
JEPA for AI-Native 6G: Predictive Representations and Open Challenges
用于人工智能原生6G的联合嵌入预测架构:预测表示与开放挑战
Sheikh Salman Hassan, Irshad A. Meer, Almoatssimbillah Saifaldawla, Yan Kyaw Tun, Mustafa Ozger, Madyan Alsenwi, Nguyen Van Huynh, Woong-Hee Lee, Cedomir Stefanovic, Mathini Sellathurai, Henk Wymeersch, Tharmalingam Ratnarajah
机构
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IDCoM, University of Edinburgh(爱丁堡大学IDCoM研究所)
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KTH Royal Institute of Technology(瑞典皇家理工学院)
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SnT, University of Luxembourg(卢森堡大学SnT)
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Department of Electronic Systems, Aalborg University(奥尔堡大学电子系统系)
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School of Computer Science and Informatics, University of Liverpool(利物浦大学计算机科学与信息学院)
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Division of Electronics and Electrical Engineering, Dongguk University(东国大学电子与电气工程系)
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School of Engineering and Physical Sciences, Heriot-Watt University(赫瑞瓦特大学工程与物理科学学院)
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Department of Electrical Engineering, Chalmers University of Technology(查尔姆斯理工大学电气工程系)
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Department of Electrical and Computer Engineering, San Diego State University(圣地亚哥州立大学电气与计算机工程系)
The LLMbda Calculus: AI Agents, Conversations, and Information Flow
LLMlambda 计算:人工智能代理、对话与信息流
Zac Garby, Andrew D. Gordon, David Sands
机构
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University of Nottingham, UK(诺丁汉大学)
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University of Edinburgh, UK(爱丁堡大学)
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Chalmers University of Technology(查尔姆斯理工大学)
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The University of Gothenburg, Sweden(哥德堡大学)
When Summaries Distort Decisions: Information Fidelity in LLM-Compressed Financial Analysis
当摘要扭曲决策:LLM压缩财务分析中的信息保真度
Hoyoung Lee, Suhwan Park, Seunghan Lee, Jun Seo, Jaehoon Lee, Sungdong Yoo, Minjae Kim, CheolWon Na, Zhangyang Wang, Zach Golkhou, Minkyu Kim, Sotirios Sabanis, Alejandro Lopez-Lira, Dhagash Mehta, Soonyoung Lee, Chanyeol Choi, Wonbin Ahn, Yongjae Lee
机构
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UNIST(全纳科学技术大学)
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LG AI Research(LG人工智能研究)
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Sungkyunkwan University(成均馆大学)
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University of Texas at Austin(德克萨斯大学奥斯汀分校)
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J.P. Morgan Chase(摩根大通)
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State Street(州立银行)
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University of Edinburgh(爱丁堡大学)
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University of Florida(佛罗里达大学)
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BlackRock(黑石)
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LinqAlpha
Truthful or Fabricated? Using Causal Attribution to Mitigate Reward Hacking in Explanations
真实还是编造?利用因果归因减轻解释中的奖励作弊
Pedro Ferreira, Wilker Aziz, Ivan Titov
机构
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Institute for Logic, Language and Computation (ILLC), University of Amsterdam(逻辑、语言与计算研究所(ILLC),阿姆斯特丹大学)
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Institute for Language, Cognition and Computation (ILCC), University of Edinburgh(语言、认知与计算研究所(ILCC),爱丁堡大学)
From Raw Segmentations to Simulation-Ready Cardiac Meshes: An Automated Framework for Anatomical Reconstruction and Virtual Cohort Generation
从原始分割到适用于模拟的心脏网格:用于解剖重建和虚拟队列生成的自动化框架
Francesco Fabbri, Martino Andrea Scarpolini, Paolo Ciancarella, Francesco Tudisco, Roberto Verzicco, Alessandro Ricci, Francesco Viola
机构
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Gran Sasso Science Institute (GSSI)(大萨索科学研究所)
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European Hospital(欧洲医院)
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University of Edinburgh(爱丁堡大学)
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Physics of Fluids Group, University of Twente(特温特大学流体物理小组)
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INFN–Laboratori Nazionali del Gran Sasso(意大利国家核物理研究所大萨索国家实验室)
Routing Anonymity and Identifiability of Noisy Quantum Hardware
噪声量子硬件的路由匿名性与可识别性
Ben Priestley, Mina Doosti
机构
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Centre for Quantum Information and Foundations, DAMTP, University of Cambridge(量子信息与基础研究中心,DAMTP,剑桥大学)
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Quantum Software Lab, School of Informatics, University of Edinburgh(量子软件实验室,信息学院,爱丁堡大学)
Can Retrieval Heads See Images? Multimodal Retrieval Heads in Long-Context Vision-Language Models
检索头能看见图像吗?长上下文视觉语言模型中的多模态检索头
Aaron Branson Cigres Li, Zhaowei Wang, Yu Zhao, Yiming Du, Haobo Li, Xiyu Ren, Ginny Wong, Simon See, Lishu Luo, Haodong Duan, Pasquale Minervini, Yangqiu Song
机构
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HKUST(香港科技大学)
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University of Edinburgh(爱丁堡大学)
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CUHK(香港中文大学)
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NVAITC, NVIDIA, Santa Clara, USA(NVIDIA Santa Clara 分公司)
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Tsinghua University(清华大学)